After a car accident, adrenaline and confusion make it hard to think clearly. Knowing the right steps in advance helps you protect both your health and any future claim for compensation.
At the scene
- Check for injuries and call 911 if anyone is hurt
- Move to a safe location if the vehicle is drivable
- Exchange names, contact, and insurance information
- Take photos of all vehicles, the roadway, and any visible injuries
- Get contact information from any witnesses
In the days that follow
See a doctor even if you feel fine — some injuries appear hours or days later, and a medical record links your injuries to the accident. Report the crash to your insurer, but avoid giving a recorded statement about fault before speaking with an attorney.
Watch out for early settlement offers
Insurers often move quickly with a low settlement before the full extent of your injuries is known. Once you accept, the claim is usually closed. An attorney can value your claim properly and negotiate for what it is actually worth.
Mind the deadline
Every state sets a statute of limitations for injury claims. Missing it usually means losing the right to recover entirely. Contact an attorney as soon as possible to preserve your rights.